About _ Western Union NetSpend Prepaid MasterCard invest in gold icici bank

NetSpend is a leading provider of general-purpose reloadable prepaid debit cards and related financial services to the estimated 68 million underbanked consumers in the united states who do not have a traditional bank account or who rely on alternative financial services. The company’s mission is to develop products and services that empower underbanked consumers with the convenience, security and freedom to be self-banked. Headquartered in austin, texas, netspend is a wholly owned subsidiary of TSYS (NYSE: TSS).

1 faster access to funds is based on comparison of netspend’s immediate availability policy versus the typical banking practice of only posting funds after settlement. No fee for direct deposit services, but there may be a cost when reloading card at retail locations or via bank fund transfer.Invest in gold icici bank

see the enclosed cardholder agreement or online account center for more details.

2 date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the service selected, the selection of delayed delivery options, special terms applicable to each service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “restrictions). Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the service. No fee to receive western union money transfers onto your western union netspend prepaid mastercard.Invest in gold icici bank western union financial services, inc., NMLS #906983, is LICENSED BY THE GEORGIA DEPARTMENT OF BANKING AND FINANCE. This optional offer is not a metabank product or service nor does metabank endorse this offer.

7 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: to help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a card account. What this means for you: when you open a card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid debit card is subject to initial load limitations, may not be used for ATM cash access, international transactions, money transfers, or be reloaded.Invest in gold icici bank residents of the state of vermont are ineligible to open a card account.

8 netspend payback rewards SM is an optional program. You may opt-out at any time by visiting your netspend payback rewards summary page at your online account center. The reward offers we choose and send to you are based on your shopping habits. NetSpend will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a netspend payback rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the program faqs, terms and conditions at www.Wunetspendprepaid.Com/rewards. Cash back rewards are credited to your card account and are not available in the form of a check or other direct payment method.Invest in gold icici bank program sponsor: netspend corporation. MetaBank and western union are not affiliated with the program and neither endorse nor sponsor it.

9 A cardholder may receive an unlimited number of refer-a-friend rewards while program is available. No rewards credited to either party if referred individual had a netspend card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Funds received via western union money transfers do not count toward the minimum load requirement. Allow 2 business days for $20 credit to appear on each card account. If a cardholder accrues $600 or more in refer-a-friend rewards in a calendar year, netspend will mail cardholder an IRS form 1099-MISC reflecting the total refer-a-friend rewards for such calendar year.Invest in gold icici bank cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder’s knowledge of referred person establishing an account with us. MetaBank and western union are not affiliated in any way with the refer-a-friend rewards program and do not endorse or sponsor this program.

The western union netspend prepaid mastercard is issued by metabank, member FDIC, pursuant to license by mastercard international incorporated. NetSpend, a TSYS ® company, is a registered agent of metabank. Certain products and services may be licensed under U.S. Patent nos. 6,000,608 and 6,189,787. Use of the card account is subject to funds availability and ID verification.Invest in gold icici bank transaction fees, terms, and conditions apply to the use and reloading of the card account. See the cardholder agreement for details.