Allowing housing benefit recipients to put the money towards a mortgage. Good idea or no_ _ ukpolitics private renting and housing benefit

Allowing housing benefit recipients to put the money towards a mortgage. Good idea or no_ _ ukpolitics private renting and housing benefit

I think this is a really bad idea and I got a million questions. Are they limited to buying private or public owned properties? One of the biggest failure of right to buy is the failure to replace the housing stock lost through the scheme, your suggestion will only deplete our housing stock at a faster rate so how will you address that? Also there are so many different types of HB claimants, which groups are eligible in your mind? All of them even the ones on JSA? Or only those in work?

To be eligible for a mortgage we also need a deposit, say the claimant managed to save up a deposit, they can only have a deposit size of 16k max as otherwise they will lose their HB entitlement. With 16k you can get a mortgage but you won’t be able to afford london for a start and those who can’t save up 16k will have a slimmer chance to buy in the current market.Private renting and housing benefit

how do you prevent claimaints competing to buy the same house thus wasting more taxpayer’s money? How do you protect people not on benefit from being outpriced by your scheme? Lot of working people don’t earn enough to buy but is not eligible for HB, how is your scheme fair to them? How do you prevent your scheme from being exploited? I can see myself kicking my kids out the house and give them 16k so they can buy a house.

I think this is a really bad idea and I got a million questions. Are they limited to buying private or public owned properties? One of the biggest failure of right to buy is the failure to replace the housing stock lost through the scheme, your suggestion will only deplete our housing stock at a faster rate so how will you address that? Also there are so many different types of HB claimants, which groups are eligible in your mind?Private renting and housing benefit all of them even the ones on JSA? Or only those in work?

To be eligible for a mortgage we also need a deposit, say the claimant managed to save up a deposit, they can only have a deposit size of 16k max as otherwise they will lose their HB entitlement. With 16k you can get a mortgage but you won’t be able to afford london for a start and those who can’t save up 16k will have a slimmer chance to buy in the current market. How do you prevent claimaints competing to buy the same house thus wasting more taxpayer’s money? How do you protect people not on benefit from being outpriced by your scheme? Lot of working people don’t earn enough to buy but is not eligible for HB, how is your scheme fair to them? How do you prevent your scheme from being exploited? I can see myself kicking my kids out the house and give them 16k so they can buy a house.Private renting and housing benefit

I think this is a really bad idea and I got a million questions. Are they limited to buying private or public owned properties? One of the biggest failure of right to buy is the failure to replace the housing stock lost through the scheme, your suggestion will only deplete our housing stock at a faster rate so how will you address that? Also there are so many different types of HB claimants, which groups are eligible in your mind? All of them even the ones on JSA? Or only those in work?

To be eligible for a mortgage we also need a deposit, say the claimant managed to save up a deposit, they can only have a deposit size of 16k max as otherwise they will lose their HB entitlement. With 16k you can get a mortgage but you won’t be able to afford london for a start and those who can’t save up 16k will have a slimmer chance to buy in the current market.Private renting and housing benefit how do you prevent claimaints competing to buy the same house thus wasting more taxpayer’s money? How do you protect people not on benefit from being outpriced by your scheme? Lot of working people don’t earn enough to buy but is not eligible for HB, how is your scheme fair to them? How do you prevent your scheme from being exploited? I can see myself kicking my kids out the house and give them 16k so they can buy a house.