American express blue cash preferred review (2019) – get.com

Blue Cash Preferred ® Card from American Express, a rewards card by American Express, a GET.com advertiser, is one of our favorites when it comes to earning above-average cash back on groceries and gas. There’s also a welcome offer that gives you $200 in statement credit after you make $1,000 in purchases with your new Card in the first three months. There are two versions of Blue Cash Card from American Express: Blue Cash Everyday ® Card from American Express version with no annual fee ( See Rates & Fees), and this Preferred ® version with a $95 annual fee ( See Rates & Fees).

Those of you who want a credit card that lets you earn high cash back on everyday purchases should seriously consider this card.

In this Blue Cash Preferred ® Card from American Express review, we show you why we would recommend this card over other cash back cards in the market, and why it makes perfect sense to get this if you spend just $25 a week on U.S. supermarket purchases. If you have very good to excellent credit, read on to find out more about the pros and cons of Blue Cash Preferred ® Card from American Express in this detailed review.

Earn 6% cash back on groceries. Blue Cash Preferred ® Card from American Express has a high rewards rate of 6% cash back for the first $6,000 you spend in purchases at U.S. supermarkets per year (1% thereafter). This is 6 times more than what typical cash back cards offer, making this a very rewarding card to use when you shop at U.S. supermarkets.

Earn 3% cash back at U.S. gas stations. Gas purchases are a big expense for most Americans. Using this card to pay for your gas purchases when you fill up at U.S. gas stations is a good way to save a lot of money. Just think: 3% of $1,000 is $30 a year, and spending $1,000 a year on gas is easy. If you own more than one car or do a lot of driving, you can easily spend a lot more than that. It is important to note that warehouse clubs, supermarkets or superstores that sell gas usually won’t be classified as gas stations, so unless gas is at least 3% cheaper at some warehouse club or superstore, stick to bona fide gas stations to avoid missing out on cash back.

Easy cash back redemption. The cash back you earn is in the form of Rewards Dollars that are redeemable as a statement credit. That means the cash back you redeem can go straight toward covering the cost of purchases you make with the card and that money will be taken off of your credit card bill. Cash back is earned only on eligible purchases. Terms apply.

Complimentary ShopRunner membership. As a Blue Cash Preferred ® Card from American Express Card Member, you can enroll for complimentary ShopRunner membership to enjoy free 2-day shipping, plus free return shipping on eligible items, when you use your card to pay for purchases at over 120 participating online stores. Popular stores include PetSmart, Claire’s, Babies R Us, Timberland and Toys R Us.

Travel accident insurance of up to $100,000 means that if you are permanently and seriously disabled or killed in an accident while traveling by common carrier, you or your dependents could be compensated up to that amount. Think of this as a sort of life insurance. You will have to pay for your travel using this card to enjoy that coverage.

Roadside Assistance Hotline. This card does not give you actual complimentary roadside assistance like some other cards do. But if you get stuck on the road, you can use the roadside assistance hotline to get help. You will have to pay the cost of towing or repair services, so this is really a minor benefit, but Amex will help organize the services you need so at least you won’t be left stranded.