Problem with BMO MasterCard – fed up with PIN – RedFlagDeals.com Forums multinational debit card owned by mastercard

Hey guys,

I have the BMO SPC mastercard and I recently have problems with it – for the 2nd consecutive time! I attempted to made a purchase down at HMV in downtown toronto today and I paid it with this particular credit card.

You see, I recently have my credit card replaced a couple weeks ago, because the chip on my old one has somehow failed to processed – every time the merchant or I insert the chip into the card reader, it says card error.

If you don’t understand on what I said, please refer to this thread.

Anyways, back to my story – I tried to enter the PIN on my replacement card, but every time I entered the PIN – the display said, invalid PIN – OK?. I entered the same PIN twice, the same error appeared. The third time, something (not too serious – but deadly) happen – the displayed said excessive PIN attempts (or something like that).Multinational debit card owned by mastercard

therefore, I had to pay with my PC financial debit card, which it was able to complete successfully.

I then tried to change my PIN at a BMO bank machine further down south on yonge queen – using the same PIN number from my old credit card that was thought to be transferred into the replacement card, but it won’t let me for no apparent reason – even though I enter the correct PIN.

I was able to use my replacement card (with the new design) successfully – the last time that I made it was at a tim horton’s last weekend. I didn’t got prompted to sign or enter a PIN, as tim horton’s qualified for no signature needed under $25 policy.

In the end, my credit card has virtually (and theoretically logical) been disabled as a result of entering the PIN so many times.Multinational debit card owned by mastercard after the PIN-changing incident, I have to stop using my credit card temporarily to avoid any sudden occurrences.

I haven’t called BMO customer service as of yet, so I needed a second opinion from you folks. At first, I thought my PIN was transferred to the replacement card, even though I have the same card number (as my old one) anyways, what should I do if this happen? Apart from calling BMO customer service, can I discuss this matter at a BMO branch (even though I don’t have a bank account with them)?

One other thing, I understand that I should not give out my PIN to anyone – or else a catastrophic event could happen.

Hey guys,

I have the BMO SPC mastercard and I recently have problems with it – for the 2nd consecutive time! I attempted to made a purchase down at HMV in downtown toronto today and I paid it with this particular credit card.Multinational debit card owned by mastercard

You see, I recently have my credit card replaced a couple weeks ago, because the chip on my old one has somehow failed to processed – every time the merchant or I insert the chip into the card reader, it says card error.

If you don’t understand on what I said, please refer to this thread.

Anyways, back to my story – I tried to enter the PIN on my replacement card, but every time I entered the PIN – the display said, invalid PIN – OK?. I entered the same PIN twice, the same error appeared. The third time, something (not too serious – but deadly) happen – the displayed said excessive PIN attempts (or something like that). Therefore, I had to pay with my PC financial debit card, which it was able to complete successfully.

I then tried to change my PIN at a BMO bank machine further down south on yonge queen – using the same PIN number from my old credit card that was thought to be transferred into the replacement card, but it won’t let me for no apparent reason – even though I enter the correct PIN.Multinational debit card owned by mastercard

I was able to use my replacement card (with the new design) successfully – the last time that I made it was at a tim horton’s last weekend. I didn’t got prompted to sign or enter a PIN, as tim horton’s qualified for no signature needed under $25 policy.

In the end, my credit card has virtually (and theoretically logical) been disabled as a result of entering the PIN so many times. After the PIN-changing incident, I have to stop using my credit card temporarily to avoid any sudden occurrences.

I haven’t called BMO customer service as of yet, so I needed a second opinion from you folks. At first, I thought my PIN was transferred to the replacement card, even though I have the same card number (as my old one) anyways, what should I do if this happen?Multinational debit card owned by mastercard apart from calling BMO customer service, can I discuss this matter at a BMO branch (even though I don’t have a bank account with them)?

One other thing, I understand that I should not give out my PIN to anyone – or else a catastrophic event could happen.