Sign up for b digital banking – online, phone or in branch accept mastercard

Important things you need to know

• make sure that the B credit card is a good match for you by checking our gold mastercard credit card.

• purchases and balance transfers at 9.9% (variable). Cash rate is 27.9% (variable).

• find out more about B interest rates and charges. Have a look at the full terms and conditions (PDF, 105 KB, opens in a new window) and summary box below.

• to use the B app features, please check that you have a compatible tablet or mobile.

• applicants must be aged 18 or over, reside in the UK and not currently hold a B credit card. All credit facilities are subject to status.

• applicants will not be eligible if they have applied for a B or gold mastercard in the last 60 days.

• you will not be eligible if you are currently bankrupt or have had any county court judgements or decrees in the past 3 years.Accept mastercard

• you will be unable to transfer balances from other clydesdale and yorkshire bank credit cards to your B credit card.

Before you go on, you’ll need

• 15 minutes to fill in the application

• your monthly earnings before tax has been taken off

• details of your other credit or store cards, or overdraft balances that you plan to transfer to your new card

• your bank details

• details of your monthly outgoings, such as your mortgage, rent and loans.

From

Until

Purchases

Date debited to your account

Repaid in full

Balance transfers

Date debited to your account

Repaid in full

Cash advances

Date debited to your account

Repaid in full*

*if you pay the balance in full, the interest charge for the period from the previous statement to the date of full payment will be debited the following month.Accept mastercard for further details please refer to your credit card terms and conditions.

Allocation of payments

If you do not repay the entire balance on your account we will apply the amount you pay to the outstanding balance starting with those items to which the highest rate applies. For further details please refer to your credit card terms and conditions.

Minimum repayment

The minimum payment is an amount equal to the greater of:

• all interest and default fees added to your account that month together with 1% of the remaining balance on your account, or

• £5 (or the statement balance if it is less than £5)

Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more.

Credit limit

Minimum credit limit – £500.00

accept mastercard

Maximum credit limit – subject to status

Fees

No annual fee

Charges

Cash advances / cash fee – 3% (minimum £3.00)

Balance transfers – 0.00%

Copies of statements or vouchers – £5.00

Foreign usage

Payment scheme exchange rate – rates can be found at www.Mastercard.Com/global/currencyconversion/index.Html

One or more of the following may apply:

Non-sterling transaction fee (forex) – 0%

Cash fee – 3% (minimum £3.00)

Default charges

Late payment or over limit fees – £12.00

Information correct as at 24th may 2017

Here’s an example of how it works:

Important things you need to know

• make sure that the B credit card is a good match for you by checking our gold mastercard credit card.

• purchases and balance transfers at 9.9% (variable). Cash rate is 27.9% (variable).Accept mastercard

• find out more about B interest rates and charges. Have a look at the full terms and conditions (PDF, 105 KB, opens in a new window) and summary box below.

• to use the B app features, please check that you have a compatible tablet or mobile.

• applicants must be aged 18 or over, reside in the UK and not currently hold a B credit card. All credit facilities are subject to status.

• applicants will not be eligible if they have applied for a B or gold mastercard in the last 60 days.

• you will not be eligible if you are currently bankrupt or have had any county court judgements or decrees in the past 3 years.

• you will be unable to transfer balances from other clydesdale and yorkshire bank credit cards to your B credit card.

Before you go on, you’ll need

accept mastercard

• 15 minutes to fill in the application

• your monthly earnings before tax has been taken off

• details of your other credit or store cards, or overdraft balances that you plan to transfer to your new card

• your bank details

• details of your monthly outgoings, such as your mortgage, rent and loans.

From

Until

Purchases

Date debited to your account

Repaid in full

Balance transfers

Date debited to your account

Repaid in full

Cash advances

Date debited to your account

Repaid in full*

*if you pay the balance in full, the interest charge for the period from the previous statement to the date of full payment will be debited the following month. For further details please refer to your credit card terms and conditions.

Allocation of payments

If you do not repay the entire balance on your account we will apply the amount you pay to the outstanding balance starting with those items to which the highest rate applies.Accept mastercard for further details please refer to your credit card terms and conditions.

Minimum repayment

The minimum payment is an amount equal to the greater of:

• all interest and default fees added to your account that month together with 1% of the remaining balance on your account, or

• £5 (or the statement balance if it is less than £5)

Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more.

Credit limit

Minimum credit limit – £500.00

Maximum credit limit – subject to status

Fees

No annual fee

Charges

Cash advances / cash fee – 3% (minimum £3.00)

Balance transfers – 0.00%

Copies of statements or vouchers – £5.00

Foreign usage

Payment scheme exchange rate – rates can be found at www.Mastercard.Com/global/currencyconversion/index.Html

accept mastercard

One or more of the following may apply:

Non-sterling transaction fee (forex) – 0%

Cash fee – 3% (minimum £3.00)

Default charges

Late payment or over limit fees – £12.00

Information correct as at 24th may 2017

Here’s an example of how it works:

Important things you need to know

• make sure that the B credit card is a good match for you by checking our gold mastercard credit card.

• purchases and balance transfers at 9.9% (variable). Cash rate is 27.9% (variable).

• find out more about B interest rates and charges. Have a look at the full terms and conditions (PDF, 105 KB, opens in a new window) and summary box below.

• to use the B app features, please check that you have a compatible tablet or mobile.

• applicants must be aged 18 or over, reside in the UK and not currently hold a B credit card.Accept mastercard all credit facilities are subject to status.

• applicants will not be eligible if they have applied for a B or gold mastercard in the last 60 days.

• you will not be eligible if you are currently bankrupt or have had any county court judgements or decrees in the past 3 years.

• you will be unable to transfer balances from other clydesdale and yorkshire bank credit cards to your B credit card.

Before you go on, you’ll need

• 15 minutes to fill in the application

• your monthly earnings before tax has been taken off

• details of your other credit or store cards, or overdraft balances that you plan to transfer to your new card

• your bank details

• details of your monthly outgoings, such as your mortgage, rent and loans.

From

Until

Purchases

Date debited to your account

accept mastercard

Repaid in full

Balance transfers

Date debited to your account

Repaid in full

Cash advances

Date debited to your account

Repaid in full*

*if you pay the balance in full, the interest charge for the period from the previous statement to the date of full payment will be debited the following month. For further details please refer to your credit card terms and conditions.

Allocation of payments

If you do not repay the entire balance on your account we will apply the amount you pay to the outstanding balance starting with those items to which the highest rate applies. For further details please refer to your credit card terms and conditions.

Minimum repayment

The minimum payment is an amount equal to the greater of:

• all interest and default fees added to your account that month together with 1% of the remaining balance on your account, or

accept mastercard

• £5 (or the statement balance if it is less than £5)

Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more.

Credit limit

Minimum credit limit – £500.00

Maximum credit limit – subject to status

Fees

No annual fee

Charges

Cash advances / cash fee – 3% (minimum £3.00)

Balance transfers – 0.00%

Copies of statements or vouchers – £5.00

Foreign usage

Payment scheme exchange rate – rates can be found at www.Mastercard.Com/global/currencyconversion/index.Html

One or more of the following may apply:

Non-sterling transaction fee (forex) – 0%

Cash fee – 3% (minimum £3.00)

Default charges

Late payment or over limit fees – £12.00

Information correct as at 24th may 2017

Here’s an example of how it works: