Student Credit Card – Credit Cards for Students – AIB multinational debit card owned by mastercard

Features benefits:

Special introductory annual interest rate of 3.83% (variable) on purchases for the first 12 months from account opening ( fees, charges and important information).

Annual interest rate of 14.85% (variable)

Annual percentage (APR) 20.5% (variable)

Representative example: assuming a credit limit on your card of €1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 14.85% variable, (representative 20.5% APR variable), the total amount you will pay back is €1,620.66 which includes government stamp duty charge of €30.00. Interest charged would be €120.66.

Minimum qualifying criteria:

Applicants must be a third level student in full-time education and have or open an AIB student plus account.Multinational debit card owned by mastercard

they must also have held a bank account for a minimum of 3 months, and must be at least 18 years of age.

No annual bank fee

(government stamp duty of €30.00 is charged annually per credit card account). Other fees and charges may apply ( fees, charges and important information).

Contactless payment

The card is enabled for contactless payments. When the transaction is less than €30, you can choose to touch and pay where you see the contactless symbol . For more information please click here.

Mobile payments you can pay for your purchases quickly and securely using android pay™ and apple pay. Simply touch and pay for items that cost €30 or less with android pay/apple pay. For items over €30 you can pay using android pay/apple pay depending on the retailer.Multinational debit card owned by mastercard just look for the below symbols:

Up to 56 days interest free credit

If you clear your balance in full and on time each month, you can avoid paying interest.

Spread your repayments

With an AIB student mastercard, you decide how much you want to repay from the minimum amount (3 % or €6.35, whichever is greater) to the full outstanding balance by direct debit. The student mastercard must be paid by direct debit.

24-hour service

If you have a query on your account, our customer service staff are available 24 hours a day 7 days a week on (01) 668 5500 (or +353 1 668 5500 from abroad). We’re here to help.

Secure internet shopping for peace of mind when shopping online with mastercard securecode.

Instant cash

You can use your AIB student mastercard along with your personal identification number (PIN) to withdraw cash at any automatic teller machine (ATM) or bank that displays the mastercard logo at home and abroad. Annual cash interest rates and fees and charges apply, please view important information for fees and charges for more information.Multinational debit card owned by mastercard

Emergency cash facility

In emergency situations, if your credit card is lost or stolen when abroad, we can, on approval, provide you with emergency cash up to US$5,000.00 (subject to available credit, cash advance and currency conversion fees and charges may apply). The emergency cash is normally available within 48 hours in most countries. In order to claim emergency cash you will be required to present your passport as proof of identity at a western union outlet near your location, as advised by our customer service staff. If your credit card is lost or stolen please call us immediately on (01) 668 5500 (or +353 1 668 5500 from abroad).

To comply with legislation to combat money laundering and terrorist financing, we will need to see suitable documentation to verify both your identity and your current permanent address.Multinational debit card owned by mastercard

What you need:

Proof of identity: a valid passport, driver’s licence, EU national identity card

Proof of current permanent address (documents must be no more than 6 months old): utility bill, correspondence from a regulated financial institution (insurance/assurance co., bank, credit card company or investment company), correspondence from a government department/body.

We will require a certified copy of your proof of identity and two certified copies of your proof of address. Your documents can be certified by a practicing solicitor, garda or certified at your local AIB branch.

Note: the name on your photographic identification must exactly match the name on your proof of address. Please talk to one of our staff at your local AIB branch if you don’t have the documentation outlined above.Multinational debit card owned by mastercard

Travel tips

The convenient and safe way to access money while abroad

Managing your personal borrowings

Helping our customers through difficult times.

Help centre

For all service related queries please visit our help centre.

Features benefits:

Special introductory annual interest rate of 3.83% (variable) on purchases for the first 12 months from account opening ( fees, charges and important information).

Annual interest rate of 14.85% (variable)

Annual percentage (APR) 20.5% (variable)

Representative example: assuming a credit limit on your card of €1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 14.85% variable, (representative 20.5% APR variable), the total amount you will pay back is €1,620.66 which includes government stamp duty charge of €30.00.Multinational debit card owned by mastercard interest charged would be €120.66.

Minimum qualifying criteria:

Applicants must be a third level student in full-time education and have or open an AIB student plus account. They must also have held a bank account for a minimum of 3 months, and must be at least 18 years of age.

No annual bank fee

(government stamp duty of €30.00 is charged annually per credit card account). Other fees and charges may apply ( fees, charges and important information).

Contactless payment

The card is enabled for contactless payments. When the transaction is less than €30, you can choose to touch and pay where you see the contactless symbol . For more information please click here.

Mobile payments you can pay for your purchases quickly and securely using android pay™ and apple pay.Multinational debit card owned by mastercard simply touch and pay for items that cost €30 or less with android pay/apple pay. For items over €30 you can pay using android pay/apple pay depending on the retailer. Just look for the below symbols:

Up to 56 days interest free credit

If you clear your balance in full and on time each month, you can avoid paying interest.

Spread your repayments

With an AIB student mastercard, you decide how much you want to repay from the minimum amount (3 % or €6.35, whichever is greater) to the full outstanding balance by direct debit. The student mastercard must be paid by direct debit.

24-hour service

If you have a query on your account, our customer service staff are available 24 hours a day 7 days a week on (01) 668 5500 (or +353 1 668 5500 from abroad).Multinational debit card owned by mastercard we’re here to help.

Secure internet shopping for peace of mind when shopping online with mastercard securecode.

Instant cash

You can use your AIB student mastercard along with your personal identification number (PIN) to withdraw cash at any automatic teller machine (ATM) or bank that displays the mastercard logo at home and abroad. Annual cash interest rates and fees and charges apply, please view important information for fees and charges for more information.

Emergency cash facility

In emergency situations, if your credit card is lost or stolen when abroad, we can, on approval, provide you with emergency cash up to US$5,000.00 (subject to available credit, cash advance and currency conversion fees and charges may apply). The emergency cash is normally available within 48 hours in most countries.Multinational debit card owned by mastercard in order to claim emergency cash you will be required to present your passport as proof of identity at a western union outlet near your location, as advised by our customer service staff. If your credit card is lost or stolen please call us immediately on (01) 668 5500 (or +353 1 668 5500 from abroad).

To comply with legislation to combat money laundering and terrorist financing, we will need to see suitable documentation to verify both your identity and your current permanent address.

What you need:

Proof of identity: a valid passport, driver’s licence, EU national identity card

Proof of current permanent address (documents must be no more than 6 months old): utility bill, correspondence from a regulated financial institution (insurance/assurance co., bank, credit card company or investment company), correspondence from a government department/body.Multinational debit card owned by mastercard

We will require a certified copy of your proof of identity and two certified copies of your proof of address. Your documents can be certified by a practicing solicitor, garda or certified at your local AIB branch.

Note: the name on your photographic identification must exactly match the name on your proof of address. Please talk to one of our staff at your local AIB branch if you don’t have the documentation outlined above.

Travel tips

The convenient and safe way to access money while abroad

Managing your personal borrowings

Helping our customers through difficult times.

Help centre

For all service related queries please visit our help centre.