Waitangi weekend _ q mastercard prepaid mastercard balance

Things you should know:

*no payments and no interest for six months (“payment holiday”) is available on all Q mastercard standard purchases (excludes cash advances) in store and online from saturday 3 february 2018 to 11.59pm on tuesday 6 february 2018 new zealand standard time. The transaction date is determined by when the merchant processes the purchase and is outside the control of columbus financial services limited. It may take up to 30 days for the payment holiday offer to be processed onto your account. Annual account fee of $50 applies. Standard interest rate, currently 25.99% p.A. Applies to any outstanding balance at end of payment holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.Prepaid mastercard balance

^prize draw terms and conditions:

1. Prize draw valid from 15 january 2018 to 6 february 2018 (“prize draw period”). There are 24 prizes in total to give away (“prize draw”).

2. 1 prize draw winner will receive a creditback on their Q card or Q mastercard account for an amount equal to the closing balance of their account as at 6 february 2018, up to a maximum amount of $10,000. 23 prize draw winners will each receive a $300 creditback on their Q card or Q mastercard account (“creditback”).

3. An entry into the prize draw is automatic every time a purchase is made with Q card or Q mastercard at any retailer that accepts Q card or Q mastercard in-store or online during the prize draw period.

4. 24 winning Q card or Q mastercard transactions will be drawn at random for the prize draw, at the end of the prize draw period at 111 carlton gore rd, newmarket, auckland.Prepaid mastercard balance

5. The winners will be notified by mail/phone by 28 february 2018.

6. The creditbacks will be applied by 15 march 2018 to the winning Q card or Q mastercard accounts.

7. To be eligible for a prize, an account must not be in arrears at the time the prize draw takes place.

8. The creditbacks are not negotiable, non-transferable or redeemable for cash.

9. Any payments made on Q card or Q mastercard during the prize draw period that have been cancelled or suspended before the prize draw date will be taken as an ineligible entry into the prize draw.

10. The entities responsible for this promotion are consumer finance limited and columbus financial services limited (“promoter”), which reserve the right to use a winner’s name and photograph for promotional purposes.Prepaid mastercard balance

11. If a winner cannot be contacted by 7 march 2018, the promoter reserves the right to re-draw a prize.

12. The promoter reserves the right to amend, suspend or terminate the prize draw and these terms and conditions at any time without notice.

13. The promoter is not liable for any failure (for whatever reason) to record an entry into the prize draw.

14. Any decisions made by the promoter in relation to the prize draw are final and no correspondence will be entered into.

15. Entry into the prize draw is deemed acceptance of these terms and conditions.

16. Employees of flexi cards limited are not eligible to enter the prize draw.

17. Q card and Q mastercard terms and conditions apply.

18. See yourq.Co.Nz for full details.

Things you should know:

*no payments and no interest for six months (“payment holiday”) is available on all Q mastercard standard purchases (excludes cash advances) in store and online from saturday 3 february 2018 to 11.59pm on tuesday 6 february 2018 new zealand standard time.Prepaid mastercard balance the transaction date is determined by when the merchant processes the purchase and is outside the control of columbus financial services limited. It may take up to 30 days for the payment holiday offer to be processed onto your account. Annual account fee of $50 applies. Standard interest rate, currently 25.99% p.A. Applies to any outstanding balance at end of payment holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

^prize draw terms and conditions:

1. Prize draw valid from 15 january 2018 to 6 february 2018 (“prize draw period”). There are 24 prizes in total to give away (“prize draw”).

2. 1 prize draw winner will receive a creditback on their Q card or Q mastercard account for an amount equal to the closing balance of their account as at 6 february 2018, up to a maximum amount of $10,000. 23 prize draw winners will each receive a $300 creditback on their Q card or Q mastercard account (“creditback”).Prepaid mastercard balance

3. An entry into the prize draw is automatic every time a purchase is made with Q card or Q mastercard at any retailer that accepts Q card or Q mastercard in-store or online during the prize draw period.

4. 24 winning Q card or Q mastercard transactions will be drawn at random for the prize draw, at the end of the prize draw period at 111 carlton gore rd, newmarket, auckland.

5. The winners will be notified by mail/phone by 28 february 2018.

6. The creditbacks will be applied by 15 march 2018 to the winning Q card or Q mastercard accounts.

7. To be eligible for a prize, an account must not be in arrears at the time the prize draw takes place.

8. The creditbacks are not negotiable, non-transferable or redeemable for cash.

9. Any payments made on Q card or Q mastercard during the prize draw period that have been cancelled or suspended before the prize draw date will be taken as an ineligible entry into the prize draw.Prepaid mastercard balance

10. The entities responsible for this promotion are consumer finance limited and columbus financial services limited (“promoter”), which reserve the right to use a winner’s name and photograph for promotional purposes.

11. If a winner cannot be contacted by 7 march 2018, the promoter reserves the right to re-draw a prize.

12. The promoter reserves the right to amend, suspend or terminate the prize draw and these terms and conditions at any time without notice.

13. The promoter is not liable for any failure (for whatever reason) to record an entry into the prize draw.

14. Any decisions made by the promoter in relation to the prize draw are final and no correspondence will be entered into.

15. Entry into the prize draw is deemed acceptance of these terms and conditions.Prepaid mastercard balance

16. Employees of flexi cards limited are not eligible to enter the prize draw.

17. Q card and Q mastercard terms and conditions apply.

18. See yourq.Co.Nz for full details.