Wisconsin health insurance_ find affordable coverage _ healthinsurance.org business brokers orlando florida

Governor walker took a unique approach to medicaid in wisconsin. The state’s badgercare medicaid program used to cover people with incomes up to 200 percent of poverty, but with the availability of subsidies in the exchange starting at 100 percent of poverty, walker cut badgercare eligibility down to poverty level, with the intention that people with incomes between 100 and 200 percent of poverty would instead receive subsidies to purchase plans in the exchange (they qualify for both premium subsidies and cost-sharing subsidies at that income level).

About 72,000 people lost eligibility for badgercare under the new rules, but 83,000 others gained access to the program. It’s not clear how many of the 72,000 who lost their medicaid coverage were able to successfully transition to the exchange.Business brokers orlando florida

walker’s approach has drawn praise from conservatives, but critics have noted that a straight expansion of medicaid as written in the ACA would likely have benefitted more people and made access to health care more affordable for people living just above poverty level.

Under walker’s plan, 36 percent of the previously uninsured population in wisconsin became eligible for medicaid or CHIP. In 2015, an estimated 27,628 wisconsinites were determined or assessed eligible for medicaid or CHIP through the wisconsin exchange. From 2013 to august 2017, wisconsin’s average monthly medicaid enrollment increased by 5 percent (this was unchanged from late 2016).

Although wisconsin governor scott walker has been vocal in his opposition to the ACA, he wants the federal government to maintain current funding for medicaid, saying in february 2017 “you can’t cut medicaid.Business brokers orlando florida there’s just no way about it.” the various ACA repeal bills that republican lawmakers proposed in 2017 would have cut medicaid funding significantly, but none of them had enough support to pass. For the time being, the ACA remains intact, as does medicaid funding.

Anthem, molina, and health tradition health plans are not offering coverage for 2018 in the wisconsin exchange, although anthem will continue to offer one off-exchange plan in one county (menominee county, with a population of just 4,500 people).

Despite the departure of a few insurers, wisconsin’s federally facilitated exchange offers a robust number of carrier options for 2018 when compared with most other exchanges. 11 insurers are offering plans for 2018, albeit with localized coverage areas (northeastern wisconsin has only one insurer offering coverage in several counties, while the southern part of the state has three or more insurers in each county).Business brokers orlando florida they have implemented the following average rate increases for 2018 (before premium subsidies, which will grow to offset the rate hikes for subsidy-eligible enrollees):

The rate increases for 2018 were based on the assumption that cost-sharing reduction (CSR) funding would not continue in 2018, and indeed, the trump administration eliminated that funding in october 2017. The cost of CSR has thus been added to 2018 premiums for silver plans, which in turn results in larger premium subsidies, since those are based on the cost of a silver plan (specifically, the benchmark plan).

The larger subsidies are keeping the cost of the benchmark plan roughly comparable with 2017 prices, but they’re also making bronze and gold plans more affordable than they were in 2017 for people who are eligible for premium subsidies (subsidies are available to an individual in 2018 with income between $12,060 and $48,240, and to a family of four with income between $24,600 and $98,400 — although the upper limit is reduced if the cost of coverage in your area is already considered affordable without a subsidy).Business brokers orlando florida wisconsin health ratings

The commonwealth fund’s scorecard on state health system performance 2017 ranked wisconsin 11th out of the 50 states and district of columbia, the same spot the state held on the 2015 report. From 2013 to 2015, the scorecard indicated that wisconsin improved on 12 metrics, while showing worse performance on just three metrics. The state is in the top quartile for uninsured adults and uninsured children. It’s also in the top quartile in terms of having a low percentage of people who went without necessary health care due to cost, and a low percentage of people who had no dental visits in the past year.

The 2016 edition of america’s health rankings put wisconsin in 20th place, up from 24th in their 2015 edition. The state’s best performance in the analysis was for high school graduation rate and the percentage of residents with health insurance — on both metrics, wisconsin was ranked 6th.Business brokers orlando florida but on the other end of the spectrum, the state was ranked 49th for excessive drinking, and 47th for public health spending.